Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish real estate and homes for sale in Louisiana - The Suellen Elstrott Team, REALTORS® The Suellen Elstrott Team REALTORS(r) for Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish, Louisiana real estate - NUMBER1EXPERTS™ The Suellen Elstrott Team NUMBER1EXPERTS(tm) for Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish, Louisiana real estate
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The Suellen Elstrott Team, REALTORŪ, real estate agents and broker for Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: (985)626-9559


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We Had a Signed Contract in Less Than a Week!
Suellen proved herself to be most helpful and knowledgeable and quickly dealt with all aspects of the listing and sale of our house in record time.
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First Time Homebuyers: Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish Louisiana home buying, real estate listings, and homes for sale in Mandeville                     County, LA
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Real Estate Trivia
Q 
Who is "Freddie Mac", and why is he a big name in real estate?

A 
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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The Suellen Elstrott Team, REALTORŪ, real estate agents and broker for Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Suellen Elstrott Team
Prudential Gardner Realtors

800 N Causeway Blvd 1A
Mandeville, LA. 70448
Direct: 985-626-9559
Cell: 985-630-9385
Voice Mail: 985-674-9559
Fax: 985-624-2602
Email: suelstrott@bellsouth.net
Email: suellenelstrott@NUMBER1EXPERT.com

My philosophy in real estate sales is one of honesty and integrity. Experience, dedication, commitment, market knowledge, marketing expertise, and unequaled personal service to my customers and clients have made me the #1 Residential Agent in St. Tammany Parish for thirteen years.

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Prudential Gardner Realtors real estate and homes for sale in Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish Louisiana

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