Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish real estate and homes for sale in Louisiana - The Suellen Elstrott Team, REALTORS® The Suellen Elstrott Team REALTORS(r) for Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish, Louisiana real estate - NUMBER1EXPERTS™ The Suellen Elstrott Team NUMBER1EXPERTS(tm) for Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish, Louisiana real estate
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The Suellen Elstrott Team, REALTORŪ, real estate agents and broker for Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: (985)626-9559


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We Had a Signed Contract in Less Than a Week!
Suellen proved herself to be most helpful and knowledgeable and quickly dealt with all aspects of the listing and sale of our house in record time.
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Find Your Home: Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish Louisiana home buying, real estate listings, and homes for sale in Mandeville                     County, LA
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Let Us Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.
 

As top Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish Realtors, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market. 

We have direct access to the Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. 

If you give us some idea of what you are looking for, we will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time! 

This is a totally free service, and there is no obligation. It's part of our job to offer services like this to homebuyers. 

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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
Q 
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?

A 
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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The Suellen Elstrott Team, REALTORŪ, real estate agents and broker for Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Suellen Elstrott Team
Prudential Gardner Realtors

800 N Causeway Blvd 1A
Mandeville, LA. 70448
Direct: 985-626-9559
Cell: 985-630-9385
Voice Mail: 985-674-9559
Fax: 985-624-2602
Email: suelstrott@bellsouth.net
Email: suellenelstrott@NUMBER1EXPERT.com

My philosophy in real estate sales is one of honesty and integrity. Experience, dedication, commitment, market knowledge, marketing expertise, and unequaled personal service to my customers and clients have made me the #1 Residential Agent in St. Tammany Parish for thirteen years.

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Prudential Gardner Realtors real estate and homes for sale in Mandeville, Covington, Madisonville, Abita Springs, Folsom and St. Tammany Parish Louisiana

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